Legal Terms and Conditions of Use:

By accessing and using this website (the “Site”) you acknowledge that you have read understood and agree to accept and be bound by the terms and conditions set out below. The terms and conditions may be modified by us from time to time without notice by posting any changes within this document. Your continued access or use of the services provided by this Site will mean you accept the terms and conditions including any changes made to them. If you do not accept any of the terms below please discontinue use of this Site and any of its associated pages.

Investment Warning

Closed end funds and other products managed by Bloom Investment Counsel, Inc. or its affiliates and/or subsidiaries (collectively "Bloom") are qualified for sale only in Canada. Neither this website (the "Site") nor a prospectus or other document for closed end funds or other products managed by Bloom posted on this Site constitutes an offer or solicitation by any person in any jurisdiction in which such offer or solicitation is not authorized or to any person to whom it is unlawful to make such offer or solicitation. Prospective investors who are not resident in Canada should consult with their financial advisor to determine whether these products and services may be lawfully sold in their jurisdiction.

Commissions trailing commissions management fees and expenses may be associated with investments in funds or other products. Please read the prospectus or other offering document before investing. The indicated rates of return of a closed end fund are the historical annual compounded total returns including changes in security value and reinvestment of all distributions and do not take into account sales redemption distribution or optional charges or income taxes payable by any security holder that would have reduced returns.  Investments in closed end funds or other types of investment funds is not guaranteed their values change frequently and past performance may not be repeated.

This Site is not intended to provide specific individual advice of any kind whatsoever including without limitation investment financial legal accounting or tax advice and should not be relied upon. Please consult with your own professional advisor regarding your particular circumstances.

This Site is for information purposes only and the information including these terms and conditions are subject to change without notice.  Information posted on this Site is current at the time of posting but may be superseded by subsequent disclosures or circumstances. 

Internet E-mail

E-mail over the Internet is not a secure medium and privacy cannot be assured. E-mail communication is not confidential is subject to possible interception or loss and is also subject to possible alteration. Bloom will not be responsible for any loss or damage you may experience or incur by sending personal or confidential information to Bloom over the Internet by e-mail or if we send such information to you at your request. Please refer to Bloom's privacy policy for more information.

User Names and Passwords—the Advisor Site

Individuals receiving user names and passwords from Bloom to use any part of this Site (the “Advisor Site”) shall maintain the confidentiality of such names and passwords immediately advise Bloom of any unauthorized use of such names passwords and/or other breaches of security and shall be fully responsible for all activities arising from the use of such names and/or passwords. Bloom is not liable for any unauthorized use of any user names or passwords. By obtaining or using a user name or password to access parts of this Site you will be representing that you are registered as a dealer or a salesperson partner or officer of a registered dealer. Bloom may at any time and for any reason in its sole discretion cancel or restrict your use of the Site or any part of it without notice.

Indemnity

As a condition of use of this Site you agree to indemnify and hold harmless Bloom its agents and suppliers and their respective directors officers and employees from and against any and all actions proceedings costs claims liabilities damages and expenses (including reasonable legal fees) arising from or in connection with the use of this Site or a breach of these terms and conditions.

Disclaimer of liability

This Site is provided on an "as is" and "as available" basis without any representations or warranties of any kind whether expressed or implied and in particular it makes no representation or warranty as to accuracy or correctness timeliness content or completeness of information all of which are hereby disclaimed by Bloom to the fullest extent permitted by law. Bloom will not under any circumstances be liable to you or to any other person in any way for any loss or damage (direct indirect special economic incidental consequential punitive or exemplary including without limitation loss of revenue data anticipated profits or lost business) in respect of use of or inability to use or any reliance on this Site any of its content or links (including without limitation any inaccuracies or viruses) or any Web browser or other equipment.

Copyright

The contents of this Site are protected by applicable copyright laws. Unauthorized use or exploitation of such content is strictly prohibited including without limitation unauthorized downloading retransmission storage in any medium copying redistribution reproduction or republication of the Site or any part thereof for any purpose.

Linking to Site

Links to this Site without the express written permission of Bloom are strictly prohibited. The framing mirroring scraping or data-mining of this Site or any of its content in any form and by any method is strictly prohibited.

No Endorsements

Links to other websites or references to advice opinions information products services or publications other than Bloom at this Site do not imply the expressed or implied endorsement or approval of such websites advice opinions information products services or publications by Bloom.

Links from or to websites outside of this Site are intended for convenience only. Bloom does not review approve endorse or control and is not responsible for any sites linked from or to this Site the content of those sites the third parties named therein or their products and services. Linking to any other site is at your own risk and Bloom will not be responsible or liable for any damages in connection with linking.

General

No consent or waiver by either party to or of any breach or default by the other party in its performance of its obligations under this agreement will be deemed or construed to be a consent to or waiver of a continuing breach or default or any other breach or default of those or any other obligations of that party. No consent or waiver will be effective unless in writing and signed by both parties.

These terms and conditions and this Site are governed by the laws of Ontario and the laws of Canada applicable therein excluding any conflict of laws which would lead to the application of any other laws. You hereby irrevocably submit and attorn to the provincial and federal courts located in the City of Toronto Ontario for any disputes or matters arising from connected with or relating to this Site agreement or any related matters.

If any provision of these terms and conditions is found to be unlawful void or for any reason unenforceable then that provision shall be deemed to be severed from the rest of these terms and conditions and shall not affect the validity and enforceability of any remaining provisions.